Commercial & Development
Bridge Loans
Short-term capital between acquisition and permanent financing. Move quickly on time-sensitive opportunities while you line up the exit.
Who this is for
Real estate investors with a defined exit (refinance, sale, or stabilization). Commercial buyers needing to close fast on competitive deals. Sponsors recapitalizing between events. Bridge financing is about closing speed and timeline alignment, not long-term cost optimization.
Typical loan structure
- Loan size
- Typically structured around the deal, ranging from mid six figures into the low seven figures and above.
- Term
- 6 to 24 months, sized to match the exit timeline.
- Lien
- First lien on real estate.
- Payment
- Interest-only during the term, with reserves often built in.
- Exit
- Refinance, sale, or stabilization. We size the loan to match expected exit proceeds.
Each bridge deal is structured around its exit. We don't issue templated terms. We size the loan to match expected refi or sale proceeds, with the term aligned to your realistic timeline.
Common use cases
- Closing fast on a contested or competitive deal
- Bridging to permanent refinance after stabilization
- Completing a 1031 exchange under tight deadlines
- Recapitalizing a deal mid-stream
- Capital while waiting on entitlement or zoning approval
- Buying out a partner or sponsor in an existing deal