Residential Investment
Home Equity, Investment Properties
Pull equity from investment properties you already own. We structure as a first-lien cash-out refinance, so the equity becomes liquid capital you can deploy.
Who this is for
Investors sitting on substantial equity in rental properties, completed flips, or other investment real estate. Operators looking to recycle locked-up equity into the next acquisition. Borrowers who'd rather pull capital out than sell the underlying asset.
Typical loan structure
- Structure
- First-lien cash-out refinance replacing any existing mortgage on the property.
- Property
- Investment real estate. Not for primary residences.
- Lien
- First lien.
- Term
- Aligned to your hold strategy, structured as either bridge or long-term DSCR.
- Use of funds
- Up to the borrower, business-purpose only.
If you have an investment property with substantial equity, we can refinance the existing loan and let you pull the equity out as a first-lien cash-out. Faster than a bank refi, no W-2 income documentation, structured around the next deal you want to fund.
Common use cases
- Funding the next acquisition without selling existing properties
- Recycling capital from completed flips into new deals
- Portfolio repositioning and recapitalization
- Business capital sourced from real estate equity
- Replacing a maturing or higher-cost loan with cash-out
- Equity extraction from BRRRR properties post-stabilization