Residential Investment
Fix & Flip Financing
Acquisition and renovation capital for flippers and operators. Close fast on the buy, draw on the rehab as the project progresses.
Who this is for
Real estate investors flipping properties. Operators converting distressed inventory to market-ready properties. Investors who win deals by closing fast and need a lender who can match that pace. Operators of any experience level. We evaluate the whole picture: collateral, deal, plan.
Typical loan structure
- Loan structure
- Acquisition tranche at close, rehab funded in draws against completed work.
- Term
- Aligned to the flip timeline, typically 6 to 18 months.
- Lien
- First lien on the property.
- Payment
- Interest-only during the project, often with reserves built in at close.
- Exit
- Sale of the renovated property.
We fund the acquisition at closing and release rehab capital in draws as work progresses. Faster than a bank rehab loan because there's no monthly board approval between draws. Each draw is verified, then funded.
Common use cases
- Single-family flips
- 1-to-4 unit residential flips
- Light cosmetic rehabs with quick turn
- Heavy value-add rehabs with structural work
- Quick-close auction or distressed purchases
- REO acquisitions requiring full renovation