Residential Investment
Rehab for Buy & Hold
Renovation capital for investors acquiring and rehabbing properties to keep in the rental portfolio. Bridge through stabilization, then refi into long-term DSCR.
Who this is for
BRRRR investors executing the buy-rehab-rent-refinance-repeat playbook. Portfolio builders rehabbing properties before holding them long-term. Investors taking distressed inventory and stabilizing it for rental yield.
Typical loan structure
- Loan structure
- Acquisition tranche at close, rehab funded in draws. Similar to fix & flip but with longer term and stabilization-focused exit.
- Term
- Built around the stabilization timeline, typically 12 to 24 months.
- Exit
- Refinance into long-term DSCR rental loan at stabilization.
- Lien
- First lien on the property.
- Payment
- Interest-only during the rehab and lease-up period.
We fund the acquisition and the rehab. You stabilize the property (complete renovations, lease it, season the rent). Then refinance into a long-term DSCR loan. The standard BRRRR pipeline, executed cleanly.
Common use cases
- BRRRR strategy execution
- Value-add rental acquisitions
- Repositioning a property before holding
- Distressed acquisitions with rental exit
- Small multifamily conversions
- SFR rehabs targeting rental cash flow