Commercial & Development
Refinance, Investment Property
Refinance existing debt on investment properties. Better rate, equity out, or both. Structured around your hold strategy.
Who this is for
Investors with maturing private debt needing to refi. Owners holding substantial equity who want to pull cash out for the next deal. Borrowers consolidating multiple positions into one cleaner structure. Operators repositioning a property's debt at the end of one strategy phase and into the next.
Typical loan structure
- Structure
- First-lien refinance. Cash-out option available.
- Property
- Investment real estate (residential investment, commercial, mixed-use). Not primary residences.
- Lien
- First lien.
- Term
- Aligned to your hold strategy, structured as either bridge or long-term DSCR.
- Use of funds
- Business-purpose only.
If you're refinancing private debt or repositioning existing financing, we can replace your current loan, take cash out, or restructure terms to match where the property is in its lifecycle. Underwritten on the property, not your W-2.
Common use cases
- Refinancing a maturing bridge or fix & flip loan
- Cash-out refinance for the next acquisition
- Rate refinance to improve cost of capital
- Debt consolidation across multiple properties
- Recapitalization after stabilization or value-add
- Buying out a partner or sponsor through refi